Advantages of Car Leasing - Why You Should Lease A Car

By Richard Winson

If you are thinking about leasing a car, you need to learn about various benefits of car leasing. Many of them are listed below. An important benefit is that there is no requirement for any down payment and you can make the easy payments.

You can save money. You actually pay for use and not for the lifetime of the vehicle. You only have to make the monthly lease payments for the period for which you need the car and then stop paying once the lease ends.

There are many types of deals available at companies. The rates are different according to the period and terms of use. You can find a deal where you do not have to pay anything upfront and can actually pay after using the car for a month or so.

The leasing costs can be easily manageable. You are required to pay either monthly or bi weekly payments depending upon the lease terms. You may also get income tax benefits as the lease amounts can count as operating expenses.

Various choices can be offered to you when you go to make a lease agreement. You can choose between a variety of payment schedules and terms. The leasing company will offer you a deal which does not become painful for you after some time.

As soon as your lease period expires, you can sign a fresh agreement for continuing the lease or get another vehicle after signing a new agreement.

You can lease a better and more expensive vehicle. This is because you do not have to pay the entire cost upfront. You just have to pay the monthly lease amount. Thus it is possible to lease and use a vehicle that could not have purchased in any case.

Thus leasing is better in many ways as compared to purchasing a car. What you do next is up to you. You have to scout for and select a nice lease deal. - 26221

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Using Your Brand To Promote Your Business

By Bill Xysillion

Many people would agree that the Harley Davidson eagle and associated logo is one of the most effective brands ever created. If you don't believe me, just name another corporation that has such a strong following that it is standard artwork on the walls of most tattoo parlors. Nothing conveys a sense of brand loyalty like becoming a permanent walking billboard for the Harley Davidson motorcycle corporation? So how did this company create such dedication? Effective brand promotion, proper positioning within a market, and selling to the market's most basic needs. What information can we gather from Harley Davidson's promotion approach? The answer to the question is everything.

Your brand embodies the fundamental essence of your company. It is your logo and brand that people are going to recognize. Your logo should represent how your company is perceived, and it is the continual promotion of this symbol that creates awareness in your client's mind space. Therefore, continually ensure your logo properly represents your organization, and always include your logo on your correspondence, and promotion collateral.

Branding you logo is a fundamental step in securing your market. Branding requires that you repetitively present your specific market with your logo while associating the image with the products that you provide.

The aim is to aid your customer in developing a mental affiliation with the image so that they know exactly what the logo represents whenever they see it. The mental relationship can be a product such as the RedX Real Estate Data Exchange or an image and lifestyle such as Nike and Harley Davidson. Regardless of the service or product that you offer, your brand needs to create a strong mental connection to your target customer.

You ought to constantly promote your brand and logo, and should always stay away from significantly modifying it. Establishing brand awareness is a massive task, and each time you logo is updated, the process must be started over. Promote your logo on all of your products, on all of your correspondence, and most of all, on all of your marketing material. Make you know, and use all accessible means to brand yourself to your clients and prospects. The approach is expensive, but when you are branded, your company is the first one to enter a prospects mind when they think of your product. - 26221

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Understand Forex Leverage

By Ahmad Hassam

One of the features of forex markets that differentiate it from other financial markets is the astronomical level of leverage that is commonplace in the forex world. Whats so special about Forex Leverage?

Forex brokers can offer up to 400:1 leverage on the average retail trading account. This means that $1 in a traders forex account can control up to $400 in a currency trade. The implications of this are mind boggling. No other financial market offers even close to this level of leverage.

Forex leverage is a double edged sword. Forex leverage can both be a very positive feature as well as a very negative one. By definition, leverage is type of financial magnification. While it is true that high leverage magnifies profits, it also magnifies losses equally.

Used with a great deal of caution, however, high leverage of the magnitude found in forex trading can offer tremendous possibilities to the upside as well as the downside. However often, this high level of leverage summarily wipes out otherwise healthy trading accounts.

Stock brokers only offer leverage ratio of 2:1 on margin account. FCMs offer leverage of 10:1 to futures traders. But in case of forex trading, common leverage ratios offered by forex brokers range from 50:1 on the low side all the way up to 400:1 on the high side. The sheer magnitude of this leverage, even on the lows side, far eclipses, the amount of leverage available in other financial markets.

Suppose that 400:1 leverage is utilized. In practical terms, what this means to you as a forex trader is that a standard lot of $100,000 for example can be traded in EUR/USD currency pair with only $250 in trading account margin.

You must have seen many ads by forex brokers that say that you can start trading with as little as $250. You will be surprise that you only need $250 in your account to start trading. $250 in your forex trading account can control a trade of $100,000 using 400:1 leverage in this particular example. For every $1, you as a forex trader are in fact controlling a whopping $400 in other words.

The fact that a small amount of money can control a large amount of money in forex trading can certainly serve to magnify potential profits. But on the flip side of the coin, the amount of risk involved in using this high level of leverage is also equally magnified.

Therefore, it is advisable to use caution when trading with the substantial leverage common in forex trading. High leverage trading is aggressive trading that is both characterized by high risk and high reward potential.

Why too much leverage is dangerous? When the market moves in your favor, even a small movement in the market can be magnified many times by using leverage making large profits for you. But the dark side of using too much leverage is that when the market moves even a small amount against your position, your whole trading account can get wiped out.

What is the safe level of leverage that you can use in your trading? In the beginning, dont use more than 5:1 leverage in your trading. With experience, you can increase that level to 10:1 or 20:1 but this much leverage would always be sufficient for you. - 26221

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Automated Expert Advisors (EAs) Are They Worth Considering?

By Ash Naeck

This is an important question that has had so many mixed opinions and no real consensus.

At the start of my trading career, I spent countless hours looking for what I believe would be a perfect Expert Advisor. One with small draw-downs, good returns and that could make consistent profit in any market conditions. To cut this story short I had set myself for a never ending quest. The word "holy-grail" simply does not exist in the Forex world and it took me a lot of time and a large amount of wasted cash to realize this fact.

What makes Expert Advisors so attractive?

Here are some of the benefits of Expert Advisors to the everyday trader:

- No stress

- No sitting in front of the PC the whole day long looking for the right set-up

- Free up more time

- Emotion free

- Doesn't require constant monitoring

- No experience required

- No experience required

These are the main features that attract us to trading on auto-pilot and I have to admit, they are all very tempting in hind sight. However, the trading world is not as perfect as it seems. Many a time things that, "look too good to be true'' turn out to be greatly deceptive.

If you've already done some research I doubt you will be surprised if I told you that there are thousands of automated currency providers on the net. They all seem to perform extremely well when you have a look at their performance page. Here are some of their most common sales pitches:

- Make a killing trading with this robot

- Robot with a 98% success rate

- Make $1000 on autopilot every day

- Robot with 100% success rate turns $100 to $1000 in a month

All those sound great to the new comers looking for a mean to make some quick and easy cash, but sadly the reality is that many of them end up losing their hard earned money in the process. Those systems that supposedly can make you thousands of dollars in no time are more than likely going to help you lose money in a relatively short amount of time.

If you are reading this article then consider yourself as one of the lucky ones. Do not get me wrong and am definitely not bragging here, I am simply sharing with you the experience I have had, personally, over those 5 years of trading. I am one of the few who will tell you that 98%+ of the Expert Advisors available on the net simply do not work. If they did work don't you think those major financial corporations would use those systems instead of relying on their FX traders?

Well, the truth is that Banks and the other major institutions rely solely on their experience FX traders to make money on the Forex market. Compared to FX Traders, automated robots do not take into account the changes in market conditions, they simply follow a set of rules whatever the market throws as them. The Forex market is so unpredictable and volatile that trading heuristics do not apply most of the time.

Forex robots are many a time designed my mathematicians or engineers who believe they cracked the code to Forex trading. Well no offence to them but if they have already cracked the code, why am I still not profitable. You see the nature of the Forex market is such that changes in market conditions cannot be predicted. This is due to news, catastrophes, political changes etc Do you believe those robots can take all those changes into account?

Here are some of the points to take into account when investing in a Forex Robot:

- Is the developer a successful Forex Trader (make sure he is well-known and has authority in the Forex arena)

- Has the system been tested on a live account? If yes what are the monthly returns.

- Live track record of the system (no back testing only live accounts)

Potential monthly return

- Maximum draw-down.

If all the above questions check out okay then you got yourself a winner.

I spent a lot of money on different Expert Advisors over the many years, and it is fair to say that I lost more money than I made. I nearly gave up on all those worthless expert advisors until the day I was introduced to a product designed by a guy named Ashkan Bolour.

I knew nothing about Ashkan Bolour at this point. I researched the net for more information and learnt that he was a highly successful money manager who was well respected in the Forex world. He had featured in many trading books and had become quite an authority in the foreign exchange arena. I decided to try his product after seeing the nice monthly returns he had on his live accounts.

Wellto cut the story short I never looked back. If you are serious about trading and looking to make some consistent and realistic profit every month with minimum draw-down, Ashkan Bolour's system, the FXprofit Mountain, is highly recommended. This is the only Forex Robot you will ever need. - 26221

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Safety Tips for Cleaning Your Gutters

By Hubert Miles

Part of maintaining the exterior of your home means keeping your gutters clean. A lot of homeowners attempt to do this job themselves to save some money. If you do there are a few safety tips you should abide by.

1. Make sure the ladder you use is sturdy. Set it squarely on the level ground. Move away any straw, mulch, or anything that will hinder the ladder from setting firmly on the ground.

2. If you are using an extension ladder and have to lean it against the gutters, cut a small 2x4 at least as wide as the ladder and place it inside the gutter. This will give you a firm area to lean the ladder against and reduce the risk of damaging the gutter.

3. When you are on a ladder, never lean out to the left or the right of the ladder. Always keep your hips square with the ladder to maintain your balance.

4. Never stand on the top two rungs of a ladder. This is a vulnerable part of the ladder and provides little leverage if you were to lose your balance.

5. If you decide to clean the gutters from the roof, use a safety harness for protection from falling. Never try to lean out over the gutters.

6. Never try to walk on the roof during rainy, icy, or windy conditions.

7. Always wear non-slip shoes, preferably sneakers or work boots when on the ladder or walking on the roof.

8. You should wear heavy duty leather gloves to keep your hands from getting cut up on sharp metal edges and the tips of screws on the inside of the gutter.

9. Safety glasses are a good way to keep trash and roof granules from getting in your eyes while cleaning the gutters. This will help protect your eyes from getting scratched or irritated.

10. Don't try to work close to power lines.

While cleaning your gutters is a good way to maintain the exterior of your home and it's foundation, by following these safety tips you can do it carefully. - 26221

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Guide to Securing Domestic Helper Visa to the US

By Alice Sy

Let's face it; the United States of America is among the countries everyone would dream to visit. Since the country offers many job opportunities, high currency, scenic landscapes and high paying jobs-they make it harder to live or work there. Visa is among the major requirements of the government to have access in the country, as for those vying for domestic helper jobs then they have to pass the stringent requirements as well-securing a domestic helper visa.

This visa for US comes in 2 kinds, the immigrant and the non-immigrant, the purpose of visit to the country distinguishes the former from the latter. For the purpose of residing there an immigrant visa is needed while for all others, work, travel, play, business, medicine, non-immigrant visa is issued. Getting the immigrant is quite a dream indeed, it may take years or not while for the other with good work and luck it comes in several weeks.

To get a domestic helper visa, personal efforts may be required but if you have the money and all the resources just use the power of your recruitment agency. The first stop is at the US Embassy, setting an appointment is necessary but it doesn't have to be personal, it can be via phone or email, most people would make a call first to save time. Before transactions begin all fees must be paid first.

Upon hearing the case, the US embassy shall then ask for the documents needed to support the motive of visit. Passport and other forms are examples. Getting a visa is different from getting a regular ID, it needs tact and effort and may take weeks, months, even years, depending on the evaluation of the US embassy.

It may take forever for us to dream when in fact the first step in securing a great job for domestic helpers is to get a domestic helper visa. Whether thru personal efforts or employing the help of agencies, what matters is to get the necessary key to get to the dreamland first. - 26221

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